Checking
Elevate Your Checking Experience
Step up your checking experience! Select the account that is best for YOU and see all of the benefits that come with a Central State Bank checking account!
Passbook Savings
Rock Your Savings Account
- Interest Bearing Account
- $50.00 minimum opening deposit.
- Six (6) withdrawal limit for each qualifying monthly cycle. $0.50 per item service charge in excess of the limit.
- Must maintain $50.00 balance or will be subject to a monthly service charge.
Christmas Club Account
Are you looking for a better way to save for the holiday gift giving season? We have just the solution for you! Open a Christmas Club account with us today. With a variety of deposit options available, it’s easy to start saving. As an added bonus, at the end of the club account period (49 weeks) you will receive a one-time contribution to your account up to $75.00. Nothing says Merry Christmas like free money! Call your local branch and speak to a customer service representative today.
IRAs
Individual Retirement Accounts
Central State Bank offers both Traditional and Roth IRA’s with terms of 12 to 60 months.
- Funds become available starting at age 59 ½
- Contributions may be tax deductible*
- Offering Both Traditional and Roth
- Terms from 12 months to 60 months
Certificate of Deposit
Investment Plans With Flexible Rates and Maturities
Looking to earn a little more return on your savings? Whether you are looking for a short term investment or long term investment, we’ve got you covered. Check out our competitive rates on terms from 3 months – 60 months. Come see us to start your investing relationship today!
Money Market
A Safe and Convenient Way To Earn Interest
- Interest Bearing Account (Tiered)
- $2,500.00 minimum opening deposit.
- Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee.
- Withdrawal limit of 6 per month cycle. Service Charge of $0.50 per item in excess of 6.
*Consult your tax advisor
